June 20, 2017

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E-payment system is a way of making transactions or paying for goods and services through an electronic medium without the use of check or cash. It’s also called an electronic payment system or online payment system. Read on to learn more.

The electronic payment system has grown increasingly over the last decades due to the widely spread of internet-based banking and shopping. As the world advance more on technology development, a lot of electronic payment systems and payment processing devices have been developed to increase, improve and provide secure e-payment transactions while decreasing the percentage of check and cash transaction.

Electronic payment methods

E-payment methods could be classified into two areas, which are:
1. Cash Payment System
Electronic Funds Transfer (EFT): this is an electronic system used to transfer money from one bank account to another without any cash exchange by hand.
EFT comprises many other concepts of payment system include:

  • Direct debit, that is a financial transaction in which the account holder instructs the bank to collect a specific amount of money from his account electronically for payment of goods or services.
  • E-Check, a digital version of an old paper check. It’s an electronic transfer of money from a bank account, usually checking account without the use of the paper check.
  • Electronic billing: this is another form of electronic funds transfer used by companies or businesses to collect payments from customers over electronic method.

  • Electronic cash (e-Cash): it is a form of an electronic payment system of which certain amount of money is stored on a client device and made accessible for internet transaction. Electronic cash is also referred to as digital cash and it make use of e-cash software installed on the user PC or electronic devices.
  • Stored value card: this is another form of EFT used by stores. Stored value card is a card variety that has a certain amount of money value stored and can be used to perform the transaction in the issuer store. A typical example of stored value cards are gift cards.

2. Credit Payment System

 Credit Card: this is another form of the e-payment system which required the use of the card issued by a financial institute to the cardholder for making payments online or through an electronic device without the use of cash.
  • E-Wallet: it is a form of prepaid account that stored user’s financial data like debit and credit card information to make an online transaction easier.
  • Smart card: this use a plastic card embedded with the microprocessor that can be loaded with funds to make transactions and instant payment of bills. It is also known as a chip card.
Benefits of using an e-payment system

eCommerce websites use an e-payment system to make it easier and more convenient to pay for their customers. It comes with many benefits, which are:

  • More sales by reaching a new audience.
  • More effective and efficient transactions. It’s because these are made just in minutes (even with one-click), without wasting customer’s time.
  • Convenience. Customers can pay for items on e-commerce website at anytime and anywhere. They just need an internet connected device. As simple as that!
  • It also lowers the whole transaction cost.
  • Today it’s easy to add payments to the website, so even a non-technical person may implement it in minutes and start processing online payments.
  • Payment gateways and payment providers offer highly effective security and anti-fraud tools to make transactions reliable.
  • eCommerce, as well as m-commerce, is getting bigger and bigger, so having e-payment system at your online store is a must. It’s simple, fast and convenient for the online shoppers to pay.
    Still, one of the most popular payment methods are credit and debit card payments, but people also choose some alternatives or local payment methods. If you run an online business, find out what your target audience need, and provide the most convenient and relevant e-payment system.
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June 10, 2017

Two men accused of working with Hezbollah were arrested by US authorities last week, a statement by the US Department of Justice said Thursday (June 8).

Ali Kourani, 32, New York, and Samer al-Debek, 37, Michigan, were arrested on June 1 for training with and supporting a component group of the Shiite Lebanese Hezbollah, designated by the US and other countries as a terrorist organization.

The men received weapons and bomb-making training from Hezbollah in Lebanon.

"Recruited as Hizballah operatives, Samer al-Debek and Ali Kourani allegedly received military-style training, including in the use of weapons like rocket-propelled grenade launchers and machine guns for use in support of the group's terrorist mission,” Acting US Attorney Joon H. Kim said in a statement, using alternative spelling for Hezbollah.

Kourani was born in Lebanon and entered the US lawfully in 2003. He was recruited to join Hezbollah by 2008, the Justice Department said.

Al-Debek, a naturalized US citizen, was first recruited by Hezbollah in late 2007 or early 2008.
 
Orient Net
 
Assad warplanes targeted early Friday (June 9) the opposition-controlled city of Daraa using internationally-banned napalm, killing or injuring dozens of civilians and igniting large fires on the northern parts of al-Omary mosque.

According to activists, four warplanes bombed the city with rockets and missiles, some of which were burning napalm, in addition to launching dozens of "Fiil" missiles.

Meanwhile, fighters of al-Bunyan al-Marsous Operations Room (BMOR) – a Free Syrian Army (FSA) operations room which coordinates military action against Assad terrorists and allied Iranian-led Shiite militias in Daraa – continued to counter Assad terrorists’ attempts to occupy the liberated areas in al-Menshyya district of Daraa al-Balad for the the sixth day in a row since the start of Assad’s military campaign aimed at occupying liberated areas in al-Menshyya.

BMOR media office reported last week eight Hezbollah terrorists killed during clashes in Sajneh neighborhood in northern al-Menshyya, raising the number of Hezbollah terrorists killed since the start of the Assad offensive on al-Menshyya to 16 Lebanese Shiite terrorists.
Orient Net

June 09, 2017

A terrorist commander of the Iraqi Shiite “Imam Hussein” militia was killed on Thursday (June 8) during the fight against opposition fighters in Daraa, an incident which proves the lies of Assad regime that reinforcements it pushed towards southern Syria are only from the Fourth Division.

Social media accounts affiliated with Imam Hussein militia, announced the death of the terrorist militia’s commander, Fallah al-Jabbouri, saying that he was killed “while defending sacred places in Daraa city.” There were no further details about the circumstances in which he was killed.

Field sources told Orient Net that the commander of Imam Hussein militia was killed along with a group of Hezbollah terrorists as opposition fighters repelled their attempt to re-occupy the liberated areas in al-Mensheyya neighborhood in Daraa al-Balad.

In the few past days, Assad regime’s media outlets tried to promote that the huge reinforcements sent to Daraa included only terrorists from the Fourth Division, led by Bashar Assad’s brother, Maher.

Assad regime wants to prove that there are no Iran-backed militias fighting near the border with Jordan to avoid provoking Amman, especially after Jordanian Prime Minister’s remarks that his country does not want the presence of terrorist organizations or sectarian militias near its border with Syria, referring to ISIS, IRGC militia, and Hezbollah.
 
Orient Net
 
US-led coalition aircraft targeted early Friday (June 9) civilian-populated Raqqa city with internationally-banned white phosphorus, killing or injuring dozens of people, amid an attempt by the PKK-affiliated Syria Democratic Forces (SDF) militias to move within the neighborhoods of the city.

Raqqa Post page reported that the coalition aircraft launched 20 airstrikes carrying white phosphorus on the neighborhoods of al-Sabahya and al-Jazra west of the city.

The page added that the indiscriminate targeting killed 14 civilians amid difficult humanitarian conditions.

SDF announced a few days ago the official start of the so-called Great Raqqa Battle aimed at occupying the city under the pretext of expelling ISIS terrorists.

The militia had occupied within hours most of the neighborhood of al-Mashleb in the eastern side of the city, in addition to Castle of Heraclius from its western side.

Military officials in the previous US administration had promised Saleh Muslim, leader of the Democratic Union Party (PYD) – whose armed wing makes up the YPG, to include Raqqa to the so-called "Rojeva Federation” of northern Syria after occupying it in exchange for the participation of the Kurdish militia in the US campaign against ISIS terrorists.
 
Orient Net
US Secretary of State Tillerson said during a press conference on Friday that Washington will back Kuwait’s mediation efforts between Qatar and Gulf states but said the former must stop backing extremist groups in the region, Al Arabiya News Channel reported.
Tillerson described Qatar as having a “history” in backing to terrorist groups, urging Doha to change its course.
He also said that Qatar has achieved some progress in curbing support to terrorists, but it needs to do more.
The US official lent his weight to Kuwaiti mediation efforts, and said Washington will back these diplomatic efforts.
Saudi Arabia gave Qatar a list of 10 demands it must meet, after Riyadh and other Arab powers severed ties with Doha, accusing it of supporting terrorism.
Kuwaiti mediators, who were in Riyadh on Tuesday, were informed of Saudi demands, which included cutting off all links with Iran and expelling resident members of Palestinian militant group Hamas and the pan-Arab Muslim Brotherhood.
Tillerson also urged for calm and dialogue to solve the tensions with Qatar.
He called on Saudi Arabia and its regional allies to ease their blockade imposed on Qatar, saying it was harming the regional struggle against extremism.
Tillerson added that Qatar must do more to crack down on support for terrorism but that the crisis must not disrupt action against ISIS.
(With AFP)
 
By Staff writer, Al Arabiya English 
Eine Ohrfeige für Theresa May: Nach ihrer Wahlschlappe bei der vorgezogenen Unterhauswahl versucht die britische Premierministerin nun, eine Minderheitsregierung zu bilden. Statt wie erhofft Rückhalt für die Brexit-Verhandlungen zu bekommen, büßte May mit ihren Tories ihre absolute Mehrheit ein. Ungeachtet der Rücktrittsforderungen ihrer Rivalen holte sie sich im Buckingham-Palast den Auftrag zur Regierungbildung:
“Ich habe gerade Ihre Majestät, die Queen getroffen und werde nun eine Regierung bilden, eine Regierung, die Gewissheit schaffen kann und Großbritannien in dieser für unser Land entscheidenden Zeit voranbringen kann. Die Regierung wird das Land durch die Brexit-Verhandlungen führen, die in nur zehn Tagen beginnen, und den Willen des britischen Volkes umsetzen, indem sie das Vereinigte Königreich aus der EU herausführt.
Das Land braucht mehr denn je Gewissheit. Da sie die meisten Stimmen bei dieser Wahl erhielten, ist klar, dass nur die konservative und die Unionisten-Partei die Legitimität und die Fähigkeit haben, diese Gewissheit zu gewährleisten, weil sie die Mehrheit im Unterhaus bilden.”
May verhandelt nun mit den Unionisten, der DUP aus Nordirland. Diese errang zehn Sitze und will die Tories unterstützen, aber voraussichtlich nicht koalieren. Die Konservativen gewannen nach Auszählung von 649 der 650 Wahlkreise 318 Sitze, 326 wären für die absolute Mehrheit nötig gewesen. Labour legte mit 261 Sitzen deutlich zu, die Schottische Nationalpartei als drittstärkste Kraft verlor über zwanzig und kam auf 35 Mandate.
Die Auszählung im letzten verbleibenden Wahlkreis, London-Kensington, musste tagsüber ausgesetzt werden, da auch die Nachzählung ein zu knappes Ergebnis zwischen Labour- und Tori-Kandidaten erbrachte und das Team für die nächste Auszählung erst einmal etwas Schlaf brauchte.

Le photojournaliste français Mathias Depardon, arrêté pendant un reportage dans le sud-est de la Turquie où il a été détenu un mois, a été libéré et sera expulsé vers la France vendredi. Il devrait arriver dans la soirée.

Le photojournaliste français Mathias Depardon, détenu en Turquie pendant un mois après avoir été arrêté pendant un reportage qu'il réalisait dans le sud-est, était vendredi 9 juin en cours d'expulsion vers la France, où il devrait arriver dans la soirée.
"Je suis très heureux de vous annoncer le retour en France dès ce soir de notre compatriote photojournaliste @mathiasdepardon", a écrit sur Twitter le président français Emmanuel Macron, qui avait demandé le 3 juin à son homologue turc Recep Tayyip Erdogan le retour "le plus vite possible" dans son pays du photojournaliste.
Le photojournaliste "est dans un avion de Gaziantep (sud-est) vers Istanbul et devrait être rentré à Paris ce (vendredi) soir", a déclaré à l'AFP le secrétaire général de l'ONG RSF (Reporters sans frontières) Christophe Deloire.
La détention de Mathias Depardon, arrêté le 8 mai, a suscité l'inquiétude des défenseurs de la liberté de la presse qui dénoncent une dégradation des conditions de travail des journalistes turcs et étrangers en Turquie.
Il faisait l'objet d'un ordre d'expulsion depuis le 11 mai, mais était détenu à Gaziantep par les autorités turques qui le soupçonnent d'avoir fait de la "propagande terroriste" en faveur de la guérilla kurde.
Installé en Turquie depuis cinq ans, ce journaliste indépendant âgé de 37 ans a été arrêté à Hasankeyf, dans le sud-est, où il réalisait un reportage pour le magazine National Geographic.


June 03, 2017

JEDDAH — King Salman received Sheikh Mohammed Bin Zayed Al-Nahyan, Crown Prince of Abu Dhabi and deputy supreme commander of the armed forces, here on Friday.
King Salman and Sheikh Mohammed discussed bilateral ties, developments in the region and a number of regional and international issues of common concern.
Sheikh Mohammed was received at King Abdul Aziz International Airport by Prince Khalid Al Faisal, Advisor to King Salman with the Mayor of Jeddah Governorate Dr. Hani Abu Ras.
The UAE Ambassador Mohammed Saeed Al Dhahiri was also present.
Meanwhile, Okaz quoting reliable sources said that there is coordination among the Gulf countries to come up with a firm and final stance against the excesses by the Qatari government and its continuous attempts to spread chaos in the Gulf countries and the Arab region.
The daily said this coordination has reached a very advanced stage of understanding and that the Kuwaiti mediation will not be able to reach a meeting point before Doha implements all the required conditions beforehand. These conditions were agreed on during the Riyadh meeting in 2014.
The Gulf countries, especially Riyadh and Abu Dhabi, have reached a firm conviction that violating the agreements and treaties is the policy of the Qatari government. Its duality is also causing confusion in the joint Arab action. Therefore, it is necessary to take a firm stance against these violations. — Al Arabiya English/SG


saudigazette

June 02, 2017

  • June 02, 2017
TEHRAN, Iran — It will not be an easy second term for recently re-elected Iranian President Hassan Rouhani. With the Middle East on fire as never before, the United States led by Donald Trump and Iran already at war in Iraq and Syria, flexibility is not in abundance for the new government in Tehran. Rather it might be that the moderate president and his foreign policy team are going to be gradually pushed in the direction of becoming hawks. The latest stances by Rouhani and his foreign minister, Mohammad Javad Zarif, on regional issues suggest that their rhetoric is already changing. 
“The Iranian nation has decided to be powerful,” Rouhani told reporters in his first remarks after being re-elected. “Our missiles are for peace and for defense.” He added, “American officials should know that whenever we need to technically test a missile, we will do so and will not wait for their permission.”
One must ask, what is Tehran's foreign policy going to look like in Rouhani’s second term? Iran’s main framework for engagement with the international community remains the Joint Comprehensive Plan of Action, agreed to in July 2015. The nuclear deal is Rouhani’s first-term foreign policy asset, and in his second term, he will be looking to preserve the agreement and build on its positive elements.
“On the nuclear deal, he may have an easier job internally, as all his rivals stressed [during the election campaign] that they too would have safeguarded the deal,” Adnan Tabatabai, CEO of the Bonn-based Center for Applied Research in Partnership with the Orient, told Al-Monitor in Tehran.
Tabatabai added, “At the same time, it will require major diplomatic skills to on the one hand push back the hostile policies of the US while at the same time keep relations with Europe and the rest of the P5+1 [Britain, France, Russia, China and the United States plus Germany] intact.”
Tabatabai believes that Rouhani's election to a second term was not the desirable outcome for Iran’s regional rivals — Saudi Arabia, the United Arab Emirates and Israel. He therefore thinks that the new government’s priority in this regard is going to be “countering their anti-Iran rhetoric with the right tone while finding a balance between deterrence and diplomatic outreach.”
There is a very small margin within which the government can maneuver between its positions on regional issues and those of the revolutionary establishment. Given the anti-Iran stances of the Saudis, Israelis and Americans, the Rouhani administration’s only choice might well be to wisely deal with their media assaults while providing bolder diplomatic support to Syria and Iraq, which Tehran views as countering terrorism.
Tehran University professor Mohammad Marandi said he thinks it is already clear that Iran’s policy on Syria will not be changing. He sees no serious internal differences on this issue, adding, “Maybe there were two or three years ago, but not now. There were more diverse voices, but I don’t believe that exists anymore as a given on Syria and Iraq.”
Marandi also said, “Regarding the United States, the biggest question remains who Trump is. We don’t know who Trump is, so it’s difficult to say. I don’t think that [Trump's] trip to Saudi Arabia was that important to Iran. I don’t think that Trump made any extraordinary commitments to the Saudis, but at the same time, I don’t think that Trump has the ability to achieve a rapprochement with Iran. The [US] deep state, the [US political] establishment is so hostile to Iran. He couldn’t do it with Russia, and I think Iran is hated more than Russia is, so when he’s being attacked day and night because of Russia, even if he wanted to do anything on Iran, he won’t be able to do it.”
Marandi said, “Rouhani’s biggest plus is that by being re-elected, no excuse is provided to the Americans, to the deep state, to move toward escalation. Even if someone else had been elected [in Iran], it wouldn’t have made any difference in Iranian foreign policy, but I think many in the US would have used it to increase tensions with Iran or increase sanctions. So Rouhani’s election perhaps took this argument away, although I’m sure nothing would have changed.”
A senior Iranian Foreign Ministry official told Al-Monitor, “Neighbors will continue to be Iran’s priority.” The official gave no further comments on what regional policy in Rouhani’s second term will look like or whether changes are forthcoming at the Foreign Ministry, namely whether Zarif will stay on. A change at the top has implications for how Iran’s foreign policy is implemented, the methods and tools for determining and laying out positions and how talks with adversaries are managed.
A political source in Tehran who spoke to Al-Monitor on the condition of anonymity said, “It’s not yet clear whether Zarif is going to continue being foreign minister. There are no indications [on this matter] at present, but if he wants to leave, then President Rouhani will have a hard time finding a replacement, as there are only a few, if any, who could match his capabilities and understanding of the country’s diplomatic needs at such a critical time.”
In an interview with the semi-official Iranian Students' News Agency in March, Zarif said that he prefers for another person to take over the position, but that if Rouhani asks him to stay on, he will assess what he might be able to accomplish before making a decision. 



June 01, 2017



May 19, 2017

A glimpse of Tehran, in video, days ahead of the election

These days in Iran, if you walk Tehran's streets or go on social media, you will see many posters that read: No to the executioner Raisi; no to the demagogue Rouhani; my vote is for the regime's overthrow.
That is how the people of Iran see the choices before them.  They are talking about choosing between "worse" and "even worse."  The Iranian people, after 38 years under the clerical regime, do not expect anything from this election.  They have seen so many of these sham elections.
 They know in their souls that elections do not mean anything in Iran.  What happens there is only a show to justify the absolute rule of Velayat-e Faqih.
It is time for the West to rid itself of this misguided perception, fomented by Tehran's lobby, that the people of Iran consider serious differences between the candidates.  The only difference is that one is an executioner who loudly confirms it and the other one talks moderately but acts exactly the same.

In the two following video clips, you will see that how the supporters of the pro-democracy People's Mujahidin Organization of Iran (PMOI-MEK) broke the atmosphere of fear and put up posters and placards, as well as wrote slogans on walls in public places and at major cross-streets to reflect the popular will.  They're worth a look here

What Iran doesn't want the world to know about its presidential election
During the past weeks, Iran's state-controlled media has been dominated by the presidential candidates making their case for occupying the country's ceremonial role of president and trying to paint a democratic picture of a tyrannical regime. What it's not reflecting, however, is what the people of Iran really think of the elections and why they categorically reject the ruling regime and all its presidential nominees.
  During Friday's live televised debate, the candidates themselves gave reason as to why there's no real choice in Iran's presidential elections. In an effort to secure their bid and highlight their opponents' failures, the nominees effectively admitted that they're all deeply involved in the Islamic Republic's four decades of suppressing the Iranian people and plundering the country's riches.
Mohammad Bagher Ghalibaf and Ebrahim Raisi, who are widely known as the main competitors to the incumbent Hassan Rouhani, blasted Rouhani by emphasizing his failure in dealing with the country's economic woes.
In retaliation, Rouhani and his deputy, Eshaq Jahangiri, who has also registered in the race to back up his boss, reiterated his opponents' involvement in embezzlement cases and human rights abuses, an endeavor that Rouhani himself and his cabinet have not been exempt from.
Ghalibaf is a former Revolutionary Guard commander, and has by several accounts boasted about his participation in cracking down on peaceful protests. Raisi is notoriously known for his key role in the 1988 massacre of 30,000 political prisoners, the majority of whom were members and supporters of the MEK Iranian opposition group. Rouhani, an elite of Iran's security apparatus, has a violent background of his own. During his tenure, more than 3,000 executions have been carried out and freedom of expression and the press have deteriorated.
None of these facts are new, but seeing the regime's top elite stipulating them further accentuates the widening rift among the ruling class. Several top clerics, including Supreme Leader Ali Khamenei, are now warning against the consequences of infighting getting out of control.
Meanwhile, the Iranian people, unfazed by the lineup of criminals jockeying for power, have adopted their own ways to express their real thoughts about the elections and the regime in its entirety

In spite of the associated dangers, the disgruntled population are taking to the streets and putting up posters of opposition leaders while defacing those of the regime candidates. Activists are also using the Telegram social media platform, which is widely used in Iran, to broadcast documentary videos that reveal the backgrounds of the presidential candidates, their involvement in committing crimes against the Iranian people and plundering the country's riches. On Twitter, Persian hashtags translating to "I won't vote" and "My vote regime change" have become popular among users.

Terrified by the amount of online and street activism, Iran's cyber-police and law enforcement have issued warnings, but to no avail. In tandem with Friday's live debate, Iranian activists denounced all candidates on the "Third Debate" hashtag on Twitter, which eventually topped the worldwide trends chart for several hours.
Iran's constitution and electoral process certainly give Khamenei every power to manipulate the results and turnout to his favor. But the people are casting their real vote in the streets and on social media, and are making it clear that they're fed up with the tyrants ruling them.
Maryam Rajavi Lashes at Iran's "Sham" Election; IRGC Has Half a Million Votes
NCRI - Maryam Rajavi, President of the National Council of Resistance of Iran, described Iran’s presidential election scheduled for May 19th as “sham”, CNN Arabic reported Wednesday, May 17th.
Rajavi accused the Revolutionary Guards of allocating half a million votes of its members, along with hundreds of thousands of votes belonging to its secret elements, to the candidate of their choosing, CNN Arabic added.
This subject was reflected in a series of Maryam Rajavi’s tweets where she said:
#ShamElections is a ritual of power sharing among the regime's ruling factions; it is categorically rejected by the people of #Iran… If you claim that the May19 showcase is a genuine election, you have to withdraw the half-a-million strong force of IRGC #ShamElections #Iran”
“Let the ppl of #Iran go 2 D streets & freely express their vote. It would then become clear what would remain of D Velayat-e Faqih regime… Admissions made by D candidates that the ruling regime represents only 4% of the population vividly reveal the nature of the election…If D regime wasn’t in absolute danger, Khamenei wouldn’t have had 2 nominate Raisi, 1 of his most atrocious criminals, 4 D #Shamelections #Iran,” Rajavi tweeted.
“Rouhani confessed, albeit opportunistically, that D ruling regime has not done anything but carrying out executions over D past 38 years…The outcome of #ShamElections, whatever it be, is rejected by the #Iran’ian people. D crisis-riddle clerical regime will emerge weaker,” she added.

May 15, 2017

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